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Personal Loan EMI Calculator
Calculate EMI for Any Personal Need
Calculate your personal loan EMI instantly. Enter loan amount, interest rate, and tenure to see monthly EMI, total interest, and payment schedule. Supports both reducing balance and flat rate methods. Works for weddings, medical emergencies, travel, debt consolidation, and any personal need across all Indian banks and NBFCs.
Personal Loan FAQs
Personal loan interest rates in India range from 10.5% to 24% per annum (2026) depending on your credit score and income. Top banks like HDFC offer rates from 10.75%, ICICI from 10.99%, and Bajaj Finserv from 13%. Higher credit scores (750+) qualify for lower rates.