Fincroscope

Managing your financial journey

Loading...

Free EMI Calculators for Home, Car, Gold & Personal Loans

Choose a calculator below to calculate your monthly EMI, view amortization schedules, plan prepayments, and compare loan scenarios.

Education Loan EMI Calculator - Calculate Student Loan EMI & Moratorium

Calculate your education loan EMI with moratorium period support. Whether studying in India or abroad, get instant EMI estimates including course duration and grace period. Understand tax benefits under Section 80E (no limit on interest deduction). Compare offers from SBI, HDFC, Axis, and other banks.

Free ToolNo SignupInstant Results

Education Loan EMI Calculator

Calculate Student Loan EMI with Moratorium

Calculate your education loan EMI with moratorium period support. Whether studying in India or abroad, get instant EMI estimates including course duration and grace period. Understand tax benefits under Section 80E (no limit on interest deduction). Compare offers from SBI, HDFC, Axis, and other banks.

Education Loan FAQs

Education loan interest rates range from 8.5% to 15% per annum (2026). Government banks like SBI and Canara offer rates from 8.5-9.5% for loans above ₹7.5 lakhs. Private banks charge 10-12%. Interest rates for abroad studies are typically 1-2% higher than domestic education loans.