Your financialmicroscope.
Every EMI hides a story. Fincroscope reveals exactly where your money goes, how much you're really paying in interest, and how to become debt-free faster.
2 min
Setup time
100%
Private & secure
The hidden math of your loans
How much interest will you actually pay?
A ₹50L home loan at 8.5% doesn't cost ₹50L. It costs ₹92L over 20 years. That's ₹42L in interest alone.
Total Outstanding
₹55,00,000
of ₹75L borrowed
Total Paid
₹20,00,000
26.7% repaid
Debt-Free
Dec 2038
Time Left
14y 0m
Monthly EMI
₹62,000
Borrowed
₹50L
Balance
₹42L
Paid
₹8L
Start
Jan 2024
End
Jul 2042
Time Left
18y 6m
EMI
₹45K
Fincroscope brings total clarity
Like a microscope reveals what's invisible to the naked eye, Fincroscope shows you exactly what's happening with your money - every rupee, every month.
Everything you need to master your loans
Interactive demos showing exactly how Fincroscope helps you
EMI Calculator
Adjust loan amount, tenure, and interest rate in real-time. Watch your EMI update instantly as you move the sliders.
₹50.00L
₹54.14L
What you'll discover about your loans
Add your loan details once and unlock these insights instantly
Your Debt-Free Date
Your Debt-Free Date
Know exactly when you'll make your last EMI payment and be completely debt-free.
e.g., "March 2038"
Total Interest Cost
Total Interest Cost
See the real cost of your loan - how much extra you're paying beyond the principal.
e.g., "₹18.5 Lakhs"
Monthly Breakdown
Monthly Breakdown
Understand how much of each EMI goes to principal vs interest, month by month.
Principal vs Interest split
Prepayment Savings
Prepayment Savings
Calculate how much you can save by making extra payments toward your principal.
e.g., "Save ₹4.2L with ₹50K/year"
Portfolio Overview
Portfolio Overview
Track all your loans in one place - home, car, personal, education - at a glance.
All loans, one dashboard
Progress Tracking
Progress Tracking
Watch your debt shrink over time with visual progress indicators and milestones.
Celebrate every milestone
Get started in 3 simple steps
No complicated setup. No learning curve. Just clarity.
Add Your Loans
Enter your loan details - amount, interest rate, tenure. Takes less than 2 minutes.
Get Instant Analysis
Fincroscope immediately shows you EMI breakdown, amortization, and timeline.
Discover Savings
See personalized recommendations to pay off loans faster and save on interest.
From debt to debt-free
We believe everyone deserves financial freedom. Not through luck, but through knowledge. Not through stress, but through clarity.
Education First
Education First
Understanding your loans is the first step to conquering them. We make complex financial concepts simple and actionable.
Smart Strategies
Smart Strategies
Discover proven strategies to pay off debt faster. Small changes in how you manage EMIs can save you lakhs.
For Everyone
For Everyone
Whether you have one loan or ten, whether it's a small personal loan or a large mortgage - Fincroscope helps you take control.